BDC Posts
Throwing My Net to the Other Side: My Journey from Insurance Adjusting to Public Adjusting
By Randy Thompson, CEO of Building Damage Consultants Most of my professional story online focuses on what I do today — helping property owners navigate the complex world of insurance claims — but it doesn’t tell the full story of how I got here. The truth is, the shift from insurance adjusting to public adjusting was a…
Indemnity – Why there’s “No Shame in the Claim”
When disaster strikes your home or business (I.e. fire, tornado, hurricane, hail, water damage, etc.) your insurance policy is meant to restore you to your pre-loss condition. This principle—called indemnity—is the promise that you should not bear the financial burden of damage that is covered under your policy. Yet, many policyholders hesitate to file a claim or…
Katrina at 20: A Personal Reflection
Randy Thompson, CEO of Building Damage Consultants As we approach the 20th anniversary of Hurricane Katrina, I find myself reflecting on how that storm shaped my life and career. Sometimes catastrophic events play significant roles in shaping our future—and Katrina was that turning point for me. From Art Sales to Disaster Recovery One week, I…
What is a Public Adjuster?
When disaster strikes—whether it’s a storm, fire, flood, or other major property damage—your first thought is likely about safety. But your second is probably: 𝘞𝘪𝘭𝘭 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘤𝘰𝘷𝘦𝘳 𝘵𝘩𝘪𝘴? Filing an insurance claim should be straightforward, but too often it becomes a frustrating, confusing process. That’s where a Public Adjuster comes in. f you’re searching for:…
Can I Reopen My Insurance Claim If I’ve Already Been Paid?
If you’ve ever found yourself wondering, “Can I reopen my property damage claim after the insurance company has already sent the check?” — you’re not alone. The short answer is: Yes, you can. And in many cases, you should. We speak with homeowners, business owners, and property managers all the time who accepted a payment…
The First Steps After Damage
Save the printable below for future reference! By Randy Thompson, MBA | Founder & CEO Building Damage Consultants Disasters don’t come with a warning, and when they strike, property owners are often left feeling overwhelmed and uncertain about what to do next. In my years of helping people navigate insurance claims, I’ve seen how taking the…
RCV vs. ACV: Understanding the Difference in Insurance Claims
When policyholders file an insurance claim, one of the most important aspects they must understand is how their payout will be calculated. Two key terms in the insurance world—Replacement Cost Value (RCV) and Actual Cash Value (ACV)—can make a significant difference in the amount a claimant receives. As a Public Adjuster and Consultant, I often…
Understanding Your Insurance Policy: Key Terms and Clauses
Whether you’re a homeowner or a business owner, a church leader or property investor, understanding the fine details of your insurance policy is crucial to protecting your property and assets. Being familiar with key terms and clauses helps ensure you’re prepared when unexpected events occur. Additionally, consulting a Public Adjuster ahead of time can provide…
Spring Weather Preparedness
Is your business prepare for spring storms? Talk to a Public Adjuster ahead of time!